Printumo Shop uses Stripe Connect to handle payments. This means your earnings go directly into your own Stripe account, Printumo never holds your money.
How It Works
When a customer completes checkout in your shop, the full payment is processed and transferred directly to your connected Stripe account. Printumo separately charges your Printumo billing for the production cost of the order (printing, framing, and shipping).
You set your own retail prices for each product, so you're always in control of your margin.
Connecting Stripe
Before your shop can accept orders, you need to connect a Stripe account. You can do this from the Payments section in your shop dashboard.
If you don't already have a Stripe account, you'll be guided through creating one during the onboarding flow. Once connected, Stripe will verify your identity and banking details before payouts can begin.
When Will I Get Paid?
Payout timing is controlled by Stripe, not by Printumo.
Your first sale takes the longest. Stripe holds the money from a brand new account for a waiting period while it finishes verifying you. Depending on your country, that hold is normally 7 to 14 days from the first successful payment. After that, Stripe switches to a rolling schedule and later sales arrive much faster.
Until the waiting period is over, the money shows up in Stripe as pending rather than in your bank. Nothing is lost and there is nothing you need to do. Your Stripe dashboard shows the exact date the balance becomes available.
To check your own schedule, open your Stripe dashboard from the Payments section of your shop settings and look under Balances. You can review and adjust the payout schedule there.
Tracking Your Earnings
All transaction history, payouts, and balance information are available in your Stripe dashboard. You can open it directly from the Payments section in your Printumo Shop settings.
From there you can see:
Payments received per order
Payouts sent to your bank account
Any pending or in-transit funds
A full transaction history
Why Does My Order Say Unpaid?
Your customer paying you and you paying Printumo are two separate steps.
The customer's money goes straight to your Stripe account. The order in your Printumo dashboard shows as unpaid until you pay Printumo for the production cost, which covers printing, framing, and shipping. You keep the difference between your retail price and that cost.
Nothing goes into production until that payment is made, so pay the order as soon as it appears. You do not have to wait for your Stripe payout to arrive first.
Taxes
Printumo Shop can use Stripe Tax to automatically calculate and collect the correct amount of tax at checkout, based on your customer's location. Tax is handled on behalf of your Stripe account, so you'll also be able to see a tax summary in your Stripe dashboard.
Stripe Tax is optional. Your shop can sell without it, but no tax will be added at checkout. You can check the status of your tax setup in the Payments section of your shop dashboard.
What Appears on My Customer's Bank Statement?
You can customise the text that appears on your customer's card statement from the Payments section. By default this is set to your shop name. Keep it recognisable to reduce the chance of disputes.